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California Trust Account Manual

This California Trust Accounts Manual is designed to assist your credit union with handling member requests in opening and maintaining credit union accounts under trust ownership. Member trust accounts are unique and must be established and administered in ways that differ from other types of accounts at your credit union. This Manual is an essential guide to help your credit union avoid potentially costly mistakes and pitfalls when dealing with member trust accounts.

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Credit Union Merger Manual

The Third Edition of SW&M’s Credit Union Merger Manual is a comprehensive “how to” manual that will assist credit unions in evaluating mergers, lead them through the merger process. The detailed resource will help management and Board Members understand the complete lifecycle of a merger by taking you through every stage from start to finish.

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Credit Union Minutes Manual

Increasingly, Credit Union Board and Committee Minutes are coming under scrutiny – from regulators, members and even the courts. So what exactly should be in (and not be in) Credit Union Meeting Minutes? The Credit Union legal experts at SW&M have put together a practical guide to Meeting Minutes.

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Decedents Accounts Manual, Second Edition

This Manual is designed for financial institutions with operations in the State of California. Our Decedents Accounts Manual will become your “go to” legal resource for this topic.

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Information Security Breach Response For Financial Institutions, Second Edition

Even the most sophisticated information security systems may not always protect an institution. If your financial institution is involved in a data security breach, responding quickly and in compliance with all applicable laws is essential. This Manual is designed to assist your financial institution to meet your legal obligations.

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Power of Attorney Manual

With the graying population, financial institutions are increasingly dealing with powers of attorney and the myriad of issues related to them. A consistent legal approach to how powers of attorney are handled is important.

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Records Retention Manual

Records management is an essential element to any credit union’s efficiency and effectiveness. A sound records management program must encompass all aspects of information control including storage, filing, retrieval, dissemination, and protection of important records.

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