These testimonials or endorsements do not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter.

From a brief product strategy discussion by phone, contract reviews of all sizes and complexities, to full representation needed when untangling the array of challenges dealing with purchasing retail installment sales contracts through the indirect channel at Pacific Service Credit Union we know we can always rely on SW&M to deliver exactly the guidance and support we needed for protection against unnecessary exposure.

Chris Oldag
Senior Vice President and CLO
Pacific Service Credit Union

I have worked with SW&M attorneys for more than 10 years. In my experience all SW&M attorneys do their job with integrity and humility. They are some of the most competent, honest and knowledgeable partners in the business. SW&M attorneys come to the table ready to assist and stand up for the Credit Union cause which in turn assist our Credit Union members.

Pedro Quintanilla
Vice President
Enterprise Risk Management
Firefighters First

Not only are they experts in the credit union space, but they help us be proactive. We’ll never know all that we were able to avoid because of their guidance.

Ann Wadagnolo
Arrowhead CU

SW&M has been our trusted attorneys for well over 25 years. Not only do they have legal expertise in just about all areas of Credit Union management, but their attorneys genuinely care about our protecting our Credit Union’s interests. The SWM attorneys always feel like they are a part of the UMe Credit Union team.

Robert Einstein
UMe Credit Union

Joseph Garibyan has been very instrumental to the growth of UNIFY Financial CRE Finance team. His insight and understanding in Commercial Real Estate and Commercial Banking is exceptional, I can always depend on Joe to provide the most professional advice to some of our complicated and challenging transactions. I can honestly say that in my 28 years of Commercial Banking, I have never worked with a more reliable and knowledgeable attorney. I highly recommend his services to any institutions that is searching for a Commercial Banking attorney. Thank you Joseph.

Anson Wong
Director, Commercial Real Estate Finance
Commercial Banking Services
UNIFY Financial Federal Credit Union

It has been a great experience working with Haley and the team at SWM. They are extremely responsive with questions, they deliver the facts in an informative and easy manner, which in turn enables us to make informed decisions. Haley has been simply outstanding!

Andrea Pruna
Senior Vice President, Chief Retail Officer
Northeast Credit Union

Joseph Garibyan is an exceptional attorney and has been an essential part of UNIFY Commercial Banking’s growth and success. Joseph has tremendous knowledge and experience that has really helped us understand the true nature of the risks that are inherent in the business we are in. I look at Joseph as a partner in our enterprise and without him we would not be the success we are today.

Jonathan Sigal
Senior Vice President
Commercial Banking Services
UNIFY Financial Credit Union