SW&M has decades of experience with regulatory examinations, by working on behalf of multiple financial institutions across the country and with NCUA, OCC, FDIC and state regulators.
Our team’s perspective and expertise help us successfully navigate the regulatory examination process. We assist clients in avoiding pitfalls ranging from operational risks and missteps to communication issues between examiners and executives, or simply unexpected changes in the regulatory environment. We frequently assist leadership with responses to conflicts with examiners. In fact, SW&M attorneys have built the relationships and knowledge needed to hopefully resolve disputes quickly and informally, so everybody can get back to business.
Our clients rely on our firm to keep management and Boards of Directors updated on current trends in examinations, as well as the broader regulatory environment. We assist clients in navigating towards successful conclusions in multiple appeals of CAMELS ratings, letters of understanding and agreement, preliminary warning letters, documents of resolution, cease and desist orders, civil penalties, forbearance requests and other regulatory actions.